Architect Insurance

Architect insurance is coverage focused on protecting the needs of architects and their businesses. Choosing the coverage that fits your needs is crucial, as it can protect against the potentially crippling effects of a claim against your livelihood.

Whether you need professional liability insurance or a business owners policy, Progressive Commercial makes it easy to get the right coverage for your architecture business. With just a call or click, we'll connect you with a provider to start building the business insurance policy you need.

How much does architect insurance cost?

The cost of architect insurance is based on a variety of factors including number of employees, business location and claims history. For example, an architectural firm with three architects on staff will have a higher cost to insure than a sole proprietor.

To learn more about how insurance cost is calculated, click here.

Professional liability insurance for architects

Architect professional liability insurance, also referred to as errors and omissions (E&O) insurance, protects against claims of professional negligence, real or perceived. Professional liability also includes protection for claims, like a failure to deliver services or giving incorrect advice, along with the cost to defend your business from such claims.

While not required by law, it's often recommended for architects to carry professional liability coverage given the nature of their work. For example, after drawing up plans for a new office building, the developer claims the plans are unsafe to use and sues. Your professional liability insurance could cover the defense cost for your business.